Private lending.
Fixed terms.

Standard Structure

Standard Private
High-Yield Loan

Lenders commit a predetermined lump sum to the firm through a private high-yield loan agreements. A 6.5% origination fee is taken at the inception of these agreements, after which the selected term begins. Three term lengths are available: 3, 6, or 12 months. Each term length carries a different fixed monthly yield that compounds every 28 days. Longer terms carry higher rates and produce significantly greater total returns. The stated yield is locked at execution. At maturity, the lender has preselected either a lump sum payout of the full balance, or scheduled monthly distributions over an agreed period with the same yield continuing to accrue on any remaining balance throughout.

Alternative Structure

Account
Build-Up Program

For lenders whose intended allocation exceeds what is currently available. A target balance is established and funded through weekly contributions over a defined accumulation period. The weekly contribution size, expressed as a percentage of the target balance, determines the monthly yield rate applied during accumulation, larger contributions produce higher rates, smaller contributions produce lower ones. These rates are more modest than those on standard structures. Yield compounds idendically to the standard structure and is added to the balance, meaning total capital contributed is typically less than the target balance itself. No origination fee applies to accounts completed through this program.

Once the target is reached, the account transitions automatically into a pre-agreed standard private high-yield loan, the terms of which are set before accumulation begins. Longer accumulation periods produce higher final yields on the resulting loan.